The first group of people will be the people who rarely use their phone.  These are people that use their cell phone very seldom and often use maybe 30 minutes per month.  These people don’t text often and if they do, they might only send 5 or 10 texts per month.  In this category of people, you’d be most satisfied with a no contract cell phone service with a carrier like Tracfone.  These cheap pay as you go phones are great for the person who rarely texts are calls anyone.  Depending on your usage, you can sometimes end up spending less than 10 bucks per month (without ever worrying about overage fees or other sneaky penalties).

The second group of people are like myself and use their cell phone a lot but tend to major texters.  While I don’t text quite as much as I used to, I still send out at least 500 – 1000 texts per month.  My calling is fairly sporadic but I usually end up calling and getting calls during the night and on weekends.  Because of this, I usually end up using 200 minutes or maybe a bit more per month.  If you’re someone like me, you’ll find the best satisfaction out of plan from a company like Sprint or Verizon with unlimited messaging.  Since I don’t use a bunch of minutes, I chose a plan with 400 any time minutes and unlimited messaging (about $50 a month).  If you’re the opposite as me and end up using tons of minutes through calls and rarely do anything else (texting, web-surfing, etc.), there will be a mobile phone contract that falls into the category too in the $50 range.

Finally, the last group are the major data, minute, and messaging users.  These types of people seem to be always glued to their phone, either making a call, texting a friend, or surfing the web.  If you’re in this group, you’ll benefit the most from a “Simply Everything” plan.  These cell phone contracts are probably the most expensive (ranging over $100 per month), but can end up saving you tons of money in fees and overages (simply because there is no limits).  Whether you end up placing 2000 minutes of calls in a month or if you surf all day every day on your phone, you’ll discover these cell phone contracts are the best for you.

If you’re still unsure about what mobile phone contract you should do, investigate the websites of the major carriers in your area.  Figure out what type of usage you’re doing each month and find the plan that will fit your perfectly.  If you need help looking, there are 3rd party websites that can help you too.  Finally, if you don’t want to have to deal with more information on the web, go to your local cell phone store and talk with a sales rep there.  They can also help you find the best plan for your usage.